Seeking an experienced VP, SBL Senior Loan Underwriter responsible for underwriting small business loans with a focus on SBA-guaranteed products such as 504 and 7(a) loans. The ideal candidate will have a bachelor’s degree in Finance, Accounting, Economics, Business, or a related field, and at least seven years of direct small business underwriting experience, including a minimum of three years specifically with SBA 504 and 7(a) loans. A deep and thorough knowledge of SBA regulations, Standard Operating Procedures (SOPs), and program requirements is essential. The role demands strong credit analysis skills, including financial modeling, ratio analysis, stress testing, and sensitivity analysis, coupled with excellent written and verbal communication abilities to prepare clear and detailed credit memorandums. Candidates must demonstrate proficiency with loan origination systems—preferably Baker Hill—as well as computer skills in word processing, spreadsheets, and database management. Attention to detail, exceptional organizational capabilities, and the ability to manage multiple loan transactions under tight deadlines are critical to success. Experience with construction lending and knowledge of other government-guaranteed lending programs are advantageous. This position requires independent work under minimal supervision, teamwork, and personal interaction within an office setting, with a commitment to maintaining compliance with all bank policies and applicable federal and state regulations. This is 100% onsite.

Equal Opportunity Employer / Disabled / Protected Veterans

The Know Your Rights poster is available here:
https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf

The pay transparency policy is available here:
https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf

For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.
https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf

We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.