Senior Residential Property Underwriter
Location: California (Hybrid Preferred | Remote Considered)
Salary: $75,000 – $100,000 (DOE)
Job Type: Full-Time

About the Role
We are seeking an experienced Senior Residential Property Underwriter to join our growing team, focused exclusively on California risks. This is a high-impact role ideal for a detail-oriented professional with strong underwriting judgment and experience evaluating residential property exposures.

The ideal candidate brings a background with major carriers and thrives in a fast-paced, submission-driven environment.

Work Environment Hybrid schedule preferred (2 days/week in office) Fully remote option available for the right candidate after initial 2-week in-office training Key Responsibilities Evaluate and underwrite new residential property submissions in California Analyze inspection reports, property data, and risk characteristics

Apply underwriting guidelines to assess eligibility, pricing, and risk grading Make sound underwriting decisions based on exposure, condition, and location factors Collaborate with internal teams to ensure efficient processing of submissions Maintain strong attention to detail and documentation standards Manage a steady pipeline of new business (no renewals or servicing required)

Qualifications 3–7+ years of residential property underwriting experience Prior experience with major carriers such as State Farm, Farmers Insurance, or Prudential strongly preferred Proven ability to review inspection reports and underwrite based on grading systems Strong analytical and decision-making skills Experience handling new business submissions in a production-focused environment Excellent organizational and time management skills Ability to work independently with minimal supervision Nice to Have (Not Required) Property & Casualty (P&C) License Experience underwriting California-specific risks

What We Offer:
Competitive salary ($75K–$100K depending on experience)
Flexible work environment (hybrid or remote)
Opportunity to focus strictly on underwriting—no renewals or service work
Collaborative and growing team environment
Career growth and advancement opportunities

Equal Opportunity Employer / Disabled / Protected Veterans

The Know Your Rights poster is available here:
https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf

The pay transparency policy is available here:
https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf

For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.
https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf

We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.