Senior Residential Property Underwriter

Location: California (Hybrid Preferred | Remote Considered)
Salary: $75,000 – $100,000 (DOE)
Job Type: Full-Time

About the Role

We are seeking an experienced Senior Residential Property Underwriter to join our growing team, focused exclusively on California risks. This is a high-impact role ideal for a detail-oriented professional with strong underwriting judgment and experience evaluating residential property exposures.

The ideal candidate brings a background with major carriers and thrives in a fast-paced, submission-driven environment.

Work Environment
Hybrid schedule preferred (2 days/week in office)
Fully remote option available for the right candidate after initial 2-week in-office training
Key Responsibilities
Evaluate and underwrite new residential property submissions in California
Analyze inspection reports, property data, and risk characteristics
Apply underwriting guidelines to assess eligibility, pricing, and risk grading
Make sound underwriting decisions based on exposure, condition, and location factors
Collaborate with internal teams to ensure efficient processing of submissions
Maintain strong attention to detail and documentation standards
Manage a steady pipeline of new business (no renewals or servicing required)
Qualifications
3–7+ years of residential property underwriting experience
Prior experience with major carriers such as State Farm, Farmers Insurance, or Prudential strongly preferred
Proven ability to review inspection reports and underwrite based on grading systems
Strong analytical and decision-making skills
Experience handling new business submissions in a production-focused environment
Excellent organizational and time management skills
Ability to work independently with minimal supervision
Nice to Have (Not Required)
Property & Casualty (P&C) License
Experience underwriting California-specific risks
What We Offer
Competitive salary ($75K–$100K depending on experience)
Flexible work environment (hybrid or remote)
Opportunity to focus strictly on underwriting—no renewals or service work
Collaborative and growing team environment
Career growth and advancement opportunities

Equal Opportunity Employer / Disabled / Protected Veterans

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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.