Senior Operational Risk Officer– Auto Lending
Location: West Des Moines, IA Hybrid (Onsite 3 days/week)
Employment Type: Full-Time
Industry: Financial Services / Auto Lending
Hourly: $69.67

We are seeking a Senior Operational Risk Officer to provide oversight, governance, and advisory support across our Auto Lending business. This position plays a strategic role in evaluating risk frameworks, monitoring emerging risks, and advising leadership on risk mitigation strategies. The ideal candidate will bring strong analytical expertise, deep knowledge of operational risk, and experience presenting insights and recommendations to executive leaders.

Key Responsibilities
Lead operational risk oversight activities within Auto Lending and related business processes.
Monitor emerging risks, identify trends, and provide recommendations for risk mitigation and control enhancement.
Develop and deliver presentations to executive leadership, providing insight into key risk indicators, operational performance, and control gaps.
Execute data-driven analysis to support decision-making and evaluate complex risk issues.
Serve as a subject matter expert to business partners, providing guidance on risk frameworks, policies, and control standards.
Support risk governance activities, including risk assessments, policy adherence, issue management, and oversight reporting.
Collaborate with cross-functional stakeholders in a matrixed environment to drive accountability and risk transparency.

Required Qualifications
7+ years of Operational Risk experience, or equivalent demonstrated through work, military service, education, or training.
Advanced understanding of Operational Risk and Risk Governance, preferably in a risk oversight function (2nd line).
Proven ability to analyze complex data and communicate recommendations clearly.
Experience presenting to executive or senior leadership.
Knowledge of Auto Lending or Auto Finance processes, including associated risks.
Strong relationship-management skills, with the ability to influence at all organizational levels.
Advanced skills in Microsoft Office (Excel, PowerPoint, Word); data visualization experience preferred.

Preferred Qualifications
Experience with risk frameworks (e.g., RCSA, KRIs, loss data management).
Familiarity with regulatory requirements impacting consumer lending and Auto Finance.
Experience working in large, matrixed financial institutions.
Advanced Excel, Power BI, Tableau or similar tools.

What We Offer
Competitive compensation and performance incentives
Comprehensive benefits package (medical, dental, vision, 401(k), PTO)
Career advancement opportunities in a growing risk organization
Collaborative culture focused on innovation, accountability, and strategic risk management

How to Apply
If you are passionate about influencing risk strategy and improving governance across a dynamic lending environment, we encourage you to apply.

Equal Opportunity Employer / Disabled / Protected Veterans

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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.