Job ID: 1796685
Reference Code: LJ-Senior-Commercial Loan Processor
Job Summary
We are seeking a Senior Commercial Loan Processor for a direct hire opportunity in San Diego, CA. This role is ideal for an experienced commercial or SBA lending professional who can confidently manage complex loan files from application through closing.
The Senior Commercial Loan Processor will work closely with underwriting, relationship managers, borrowers, title companies, and escrow partners to ensure accurate documentation, strong compliance, and timely loan closings. This is a strong opportunity for someone who enjoys a collaborative banking environment, values accuracy, and wants to contribute to a team focused on service, stability, and high-quality lending execution.
Key Responsibilities
- Manage the full commercial loan processing lifecycle from initial application through underwriting, signing, wire coordination, and closing.
- Review third-party due diligence reports, including appraisals, title documents, environmental reports, and organizational entity documents.
- Ensure loan files meet bank policy, regulatory requirements, documentation standards, and compliance expectations.
- Draft and coordinate closing instructions while working directly with title and escrow companies.
- Serve as a key liaison between underwriting, relationship managers, borrowers, and external closing partners.
- Support timely, accurate, and complete commercial and SBA loan file preparation.
Compensation and Benefits
- Salary range: $68,000 to $80,000 per year.
- Job type: Contract
Equal Opportunity Employer / Disabled / Protected Veterans
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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.
We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.
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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Required Qualifications and Skills
- Manage commercial or SBA loan files from application through closing.
- Review due diligence documentation and support underwriting file completion.
- Coordinate compliance, closing instructions, title, escrow, signing, and wire transfer activities.
- Communicate with borrowers, underwriters, relationship managers, and third-party vendors.
- 5+ years of direct commercial or SBA loan processing experience required.
- Strong background in commercial lending required. Mortgage-only or residential lending experience is not a match for this role.
- Advanced proficiency with financial spreading, credit memoranda evaluation, and loan documentation software.
- Strong understanding of commercial loan documentation, bank compliance, underwriting support, and closing requirements.
- Ability to manage multiple active loan files with accuracy, urgency, and attention to detail.
- Strong communication skills and the ability to coordinate effectively with internal teams and external partners.
Preferred Qualifications
- Lazor Pro software experience is a plus.
- Prior experience supporting SBA loan processing, commercial real estate loans, or complex commercial credit transactions is preferred.
- Experience working directly with title companies, escrow officers, and relationship managers is helpful.