Position Summary
Experienced mortgage loan processor with deep understanding of the end-to-end real estate transaction. Manages and pre-underwrites conventional, government, and bond loans in compliance with company, investor, and regulatory guidelines. Serves as a central liaison between borrowers, loan officers, real estate agents, escrow/title, underwriting, and closing to ensure accurate, efficient, and on-time loan completion. Acts as a subject matter expert on complex files and escalations.

Key Responsibilities

Manage loans from contract to closing, ensuring alignment with purchase agreements and critical transaction deadlines

Review and analyze loan applications, credit, income, assets, ratios, and supporting documentation for accuracy, compliance, and risk

Interpret purchase contracts, addenda, and contingencies to ensure financing terms align with transaction requirements

Coordinate closely with real estate agents, escrow/title, underwriting, and closing teams to prevent delays

Order, review, and clear third-party documentation including appraisals, title, insurance, employment, assets, and tax returns

Identify potential issues, fraud, or misrepresentation and proactively communicate resolutions

Verify automated underwriting findings, program eligibility, and data accuracy

Restructure loans and recommend qualifying program options within guidelines

Monitor pipeline timelines, manage rate locks, and ensure closing conditions are satisfied on schedule

Prepare complete, compliant files for underwriting approval and closing

Provide clear status updates to all parties involved in the transaction

Coach and support less experienced team members as needed

Qualifications

5+ years of mortgage loan processing experience with conventional and government loan products

Strong working knowledge of real estate transactions, escrow/title processes, purchase contracts, and closing timelines

Advanced understanding of mortgage regulations, investor guidelines, and documentation requirements

Excellent problem-solving, communication, and customer service skills

Highly organized, detail-oriented, and able to manage multiple deadlines

Proficient with loan origination systems and standard office software

Supervision & Scope

Operates with moderate to high independence

Exercises sound judgment on complex files

May mentor junior processors

Manages a consistent multi-loan pipeline

Equal Opportunity Employer / Disabled / Protected Veterans

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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.