Our client is seeking an experienced AVP–Credit Analyst/Underwriter to support credit analysis, underwriting, and loan portfolio management. This role requires strong analytical skills, independent judgment, and the ability to evaluate commercial, business, and personal credit risk. The ideal candidate thrives in a fast-paced environment, works with minimal supervision, and maintains a high level of accuracy and compliance.

Key Responsibilities
Monitor and analyze credit risks using portfolio management software

Identify geographic, property type, and market exposures within the loan portfolio

Manage portfolio monitoring processes and identify higher-risk relationships

Develop credit stress scenarios and perform stress analysis on construction and development projects

Support annual CRE loan reviews and tickler monitoring

Review and spread financial statements, tax returns, and P&L statements for borrowers and guarantors

Prepare detailed credit analyses and credit request authorizations for Loan Committee

Provide analytical and operational support, including annual financial reviews and covenant monitoring

Review credit reports, appraisal assumptions, and leases to identify potential concerns

Collaborate with Senior Underwriters, Loan Officers, and Borrowers to obtain required information

Complete a minimum of 10 CRA volunteer hours per year (during business hours; mileage reimbursed)

Perform other duties as assigned

Qualifications
3–5 years of commercial banking experience preferred

Bachelor’s degree preferred or equivalent experience

Strong analytical and problem-solving skills

Excellent written and verbal communication abilities

Proficiency in Excel and financial analysis tools

Ability to work independently and maintain regular full-time attendance

Strong multitasking skills in a fast-paced environment

Equal Opportunity Employer / Disabled / Protected Veterans

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https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf

The pay transparency policy is available here:
https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf

For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf

We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.