Job Summary

A growing organization in the banking and consumer lending industry is seeking a Recovery Agent for a temp-to-hire opportunity in Lexington, SC. This fully onsite role is ideal for a collections, recovery, insurance, or asset evaluation professional who enjoys investigation, problem solving, and working through complex account situations.

The Recovery Agent is responsible for helping minimize losses on severely delinquent accounts through repossession coordination, collateral evaluation, remarketing, legal support, and collection efforts. This role offers structured training, hands-on exposure to a wide range of collateral types, and the opportunity to develop deep expertise in recovery operations.

Candidates who thrive here are detail-oriented, resourceful, analytical, and comfortable partnering with internal teams, attorneys, repossession agents, and business partners. The work environment offers supportive leadership, teamwork, and a stable Monday through Friday schedule.

Key Responsibilities

- Analyze accounts transferred to Recovery to determine collectability and appropriate next steps.
- Coordinate repossession efforts with agents nationwide and review condition reports, photos, and supporting documentation.
- Research collateral value using online resources and identify the best outlet for remarketing or resale.
- Work with attorneys on legal pursuits involving customers, guarantors, and severely delinquent accounts.
- Approve equipment sales within assigned authority levels while balancing recovery value and expense control.
- Conduct initial collection efforts and skip tracing to locate customers, collateral, or businesses that are no longer responsive.

Compensation and Benefits

- Pay: $50,000 per year.
- Job type: Temp-to-hire.
- Schedule: Monday to Friday, 8:30 AM to 5:00 PM or 5:30 PM.

Required Qualifications and Skills

- Analyze severely delinquent accounts and determine recovery strategies.
- Coordinate repossession, collateral evaluation, remarketing, and resale activities.
- Support legal recovery efforts through documentation, attorney coordination, and account research.
- Perform skip tracing, investigative research, and problem solving to support account resolution.

- 3 to 5 years of relevant experience in collections, recovery, repossession, insurance claims, asset evaluation, financial services, or a related field.
- Strong research and investigation skills, including the ability to locate businesses, individuals, assets, and supporting account information.
- Ability to review condition reports, photos, and online valuation resources to estimate equipment or collateral value.
- Strong problem-solving skills with the ability to make sound decisions in complex account situations.
- Detail-oriented approach to documentation, expense control, sale approvals, and recovery tracking.
- Comfortable working with attorneys, repossession agents, internal teams, and external business partners.
- Ability to learn a wide range of collateral types, including construction equipment, technology systems, restaurant equipment, commercial vehicles, and other business assets.

Preferred Qualifications

- Experience in banking, consumer lending, commercial finance, repossession, legal collections, or asset recovery.
- Background in insurance estimating, equipment appraisal, collateral valuation, remarketing, or liquidation.
- Familiarity with skip tracing tools, online valuation resources, and investigative research methods.
- Experience working with diverse collateral types or commercial business accounts.

Equal Opportunity Employer / Disabled / Protected Veterans

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For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.