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Insurance > Prior Authorization Specialist

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Short Description:

A Prior Authorization Specialist is responsible for obtaining necessary approvals from insurance providers before patients receive medical procedures, treatments, or medications. They review clinical documentation, submit authorization requests, and communicate with healthcare providers and payers to ensure coverage requirements are met. The role involves tracking requests, resolving issues or denials, and maintaining accurate records in compliance with regulatory and organizational policies. Prior Authorization Specialists help facilitate timely patient care while supporting revenue cycle efficiency. Strong attention to detail, communication, and organizational skills are essential for success in this role.

Duties / Responsibilities:

  • Review patient medical records, insurance policies, and provider requests to determine the need for prior authorization
  • Submit and track authorization requests with insurance carriers to ensure timely approvals for medical procedures, tests, and treatments
  • Communicate with healthcare providers, insurance representatives, and patients to obtain necessary documentation and clarify coverage requirements
  • Verify insurance eligibility, benefits, and coverage limitations to prevent claim denials or delays
  • Maintain accurate records of authorization requests, approvals, denials, and follow-up actions in electronic health systems
  • Research and resolve authorization denials or discrepancies, coordinating with providers and payers as needed
  • Educate patients and providers on the authorization process, requirements, and timelines
  • Monitor authorization trends and provide reports to management to support workflow improvements
  • Collaborate with billing, clinical, and patient services teams to ensure seamless coordination of care and reimbursement
  • Stay up-to-date with insurance policies, payer requirements, and industry regulations impacting prior authorizations

Skills / Requirements / Qualifications

  • Education: High school diploma or equivalent required; Associate’s or Bachelor’s degree in Healthcare Administration, Nursing, or related field preferred
  • Experience: 1–3 years of experience in prior authorization, medical billing, or revenue cycle operations
  • Technical Skills: Proficiency with electronic health records (EHR), practice management software, and insurance portals
  • Analytical Skills: Ability to review patient and insurance information accurately and efficiently
  • Attention to Detail: Precision in completing authorization forms, documentation, and follow-up activities
  • Communication: Strong verbal and written skills for interacting with providers, payers, and patients
  • Problem-Solving: Ability to resolve authorization issues and denials effectively
  • Regulatory Knowledge: Understanding of HIPAA, insurance policies, and payer-specific authorization requirements

Job Zones

  • Title: Job Zone Three: Medium Preparation Needed.
  • Education: Most occupations in this zone require vocational school training, on-the-job experience, or an associate's degree.
  • Related Experience: Previous work-related skill, knowledge, or experience is required for these occupations. 
  • Job Training: Employees in these occupations usually need one or two years of on-the-job experience and informal training with experienced workers. A recognized apprenticeship program may be associated with these occupations.
  • Job Zone Examples: These occupations usually involve communication and organizational skills to coordinate, supervise, manage, or train others to accomplish goals. 
  • Specific Vocational Preparation in years: 1-2 years preparation (6.0 to < 7.0)

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